DentalQuotes.com Logo For Details, Contact:

Mark L. Shaffer

Universal Health Systems, Inc.

 Phone (724) 478-3315

 

Universal Health Systems, Inc.

1186 Rout 56 East - 1188

Apollo, PA 15613

Phone 724-478-3315

Fax 724-478-1688

E-mail: info@dentalquotes.com

 

dentalquotes.com news release

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Universal Health Systems Launches A Secure E-commerce Web Site:  Input a Zip Code – Choose A Dental Insurance Plan – Purchase Dental Insurance Online

Dental Insurance - traditionally sold as a group insurance product - is now available to NRAA members online as a personal benefit to ‘Individuals & Families’ through Universal Health Systems’ e-commerce web site www.dentalquotes.com.


 

Apollo, Pennsylvania – February 10, 2000:  Universal Health Systems (UHS) designs and administers employee benefit programs for employers and large associations.  “Products evolve as our needs change and technology provides new delivery systems.  Opportunities exist for emerging companies who embrace new technologies, shift paradigms, and look toward the future.  E-commerce is a natural staging in a product’s evolution,” said Mark Shaffer, Vice President of Marketing.  UHS has been working on the dentalquotes.com project for nearly a year.   “Anyone with Internet access who needs dental insurance can secure it online at www.dentalquotes.com with the privacy, efficiency, and convenience this e-commerce application offers.  Embracing and developing these new systems of product delivery places UHS on the forefront of supplying the ‘new’ online consumer,” he said.

Web Site Features

DentalQuotes.com welcomes consumers offering links to information on various plans available, statistical data supporting good dental hygiene, access to educational information at ADA Online - the American Dental Association’s web site - offering ‘Patient & Consumer’ tips on specific dental procedures, and a link to locate an ADA member dentist in their area.  Visitors can click directly to the rating engine where they input their ‘State’ and ‘Zip Code’.  Almost instantly all the rates for the plans in their area will appear. 

Consumers have the option to click on a ‘Plan Description’ link for the benefit details of each plan and print the information for future reference (right mouse click). They may move to the informational sections of the site at any time.  Or, they may begin application for the insurance by clicking on ‘Order Now’.  This action invokes encrypted security for applicants to provide more sensitive, but standard biographical data all insurance applications require. Upon completing the application section they may ‘Continue Order’ to input payment information.

They may select an electronic payment option by entering their checking or savings account or MasterCard, VISA, or Discover credit or debit card information.  The process concludes providing an Electronic receipt with an Order Number and ‘other data’ that they are encouraged to print and retain for future reference.  E-mail is then sent to them confirming the order followed by U.S. Postal mail to verify the accuracy of the information provided.

About Universal Health Systems

A privately held corporation founded in 1995 UHS has access to the highest capacity markets of the world.  UHS mass markets and administers a variety of diverse products for insurance carriers, large corporations, national associations, and organizations requiring enrollment and premium administration for employee or member benefits.

Benefits ranging from insured Medical, Vision, Prescription Drug Cards or Dental Insurance plans to less expensive discount or ‘fee for service’ benefits for Dental Care, Vision, Chiropractic Care and Prescription Drug benefits.  UHS and its network providers have programs installed in some of the world's Fortune 500 companies and national associations.

The Natural Course of Product Evolution

Several years ago an international organization contracted UHS to develop a dental plan for their 500,000 representatives – all independent contractors.  UHS identified there was indeed a need for individuals and families to qualify for affordable dental insurance - a benefit traditionally available only to employees of larger companies.  UHS secured an insurance carrier willing to underwrite the program so the company developed an Association product for the client.  The actual NRAA Dental plan has been in place for approximately two and half years.  The new web site simply opens the door to vast new markets and opportunities.

Uniquely Available to Individuals and Families

The Internet and the opportunities it offers are growing exponentially.  It is a natural progression to offer this product via an electronic delivery system.  As dental care costs continue to escalate, people increasingly want the security that dental insurance provides.  Many are surprised when they cannot purchase dental insurance, as it generally is only available to employer groups.  DentalQuotes.com will close the gap.  The web site has the potential to benefit everyone who desires coverage including those who are self-employed, unemployed, and even those employed when the employer may not offer dental insurance.

Dentists Prefer Reimbursement from Insurers

The dental profession has been patiently waiting for a personal dental insurance product.  As costs escalate it is no secret dentists prefer to receive payment from an insurance company.  “In the past, patients could afford to pay for dental services out-of-pocket,” said Jeffery Frand, DMD, a member of the American Dental Association.  “Few can budget for the unexpected costs of dental care and that is where insurance reimbursement plays a major role,” he observed.  Today, in some areas of the United States, a visit to the dentist can cost in excess of $1,000.

Efficient System Design and Administration are Key to Web Site’s Success

“The new dentalquotes.com web site offers consumers state-of-the-art-technology.  We fully expect other plan administrators and insurance carriers to follow our lead,” said Paul Fox, Vice President of Information Technologies and the main architect of this project.  “The concept is to keep the site’s administrative costs low and the pricing and benefits competitive.  It is certainly more efficient for UHS, from an administrative perspective, to offer dental benefits online,” he said.

What’s on the Horizon at UHS?

UHS has already secured the domain name VISIONQUOTES.COM.  Stay tuned!  

 

Note: DentalQuotes.com is not affiliated with the American Dental Association

 

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